First Home Buyer Grants QLD › Do I have to live in the home to receive the grant in Queensland?

Do I have to live in the home to receive the grant in Queensland?

Yes. First home owner grants are for owner occupiers, so at least one buyer must move in and live there as their main home for a continuous period, generally starting within 12 months of settlement or completion.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

This is a condition, not a suggestion. If you intend to rent the property out you will not be eligible. The exact occupancy period is set by the Queensland Revenue Office, so confirm it if your circumstances are unusual, for example a work posting.

The key points

At least one buyer must live in the home.
A continuous occupancy period applies, set by the Queensland Revenue Office.
Investors are not eligible for the grant.

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More first home buyer grant questions in Queensland

Back to the full First Home Buyer Grants Queensland guide

General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the Queensland Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.