First Home Buyer Grants QLD › Can I use the First Home Super Saver Scheme in Queensland?

Can I use the First Home Super Saver Scheme in Queensland?

Yes. The First Home Super Saver Scheme is federal and available in Queensland. You can withdraw up to $50,000 of eligible voluntary super contributions, plus earnings, towards your deposit, subject to the scheme rules.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

The scheme lets you save toward a deposit inside super, which can be more tax effective than a regular account. You request a determination before any property is transferred to you, which sets the maximum you can release, and it can stack with state help on a new home.

The key points

Withdraw up to $50,000 of eligible voluntary contributions, plus earnings.
Two buyers can each release up to $50,000.
Request a determination before the property is transferred to you.

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General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the Queensland Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.