A new home is one that has not previously been lived in or sold as a place of residence. That includes a brand new build, an off the plan apartment, and a house and land package. Established homes that have been lived in before do not qualify.
Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the authorThe grant exists to support new housing, so the property type is one of the most common reasons an application succeeds or fails in Queensland. If the home has never been occupied and is sold as new, it generally qualifies, otherwise it is treated as established.
Answer a few quick questions and we can confirm your first home options across a panel of more than 70 lenders.
A few quick questions, no obligation.
This helps us match you to the right lender from the start.
Your information is private and we will never share it.
By submitting, you agree to be contacted by one of our team of licensed mortgage brokers. No obligation. No spam.
We've received your details. One of our friendly brokers will reach out within 1 business day to help guide you through your options.
General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the Queensland Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.