First Home Buyer Grants QLD › Can I combine the grant with other schemes in Queensland?

Can I combine the grant with other schemes in Queensland?

Often yes. A first home buyer building a new home in Queensland can frequently use the state help, the stamp duty rules and the federal First Home Guarantee at the same time. Some schemes are means tested or interact differently.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

This is where a broker earns their keep, because the best stack is not always the obvious one. A new home tends to unlock the most help in Queensland, while an established home may still suit your budget with the First Home Guarantee. Running the combinations against real numbers is the point.

The key points

State help, duty rules and the First Home Guarantee can often stack.
Help to Buy is a separate pathway, usually chosen instead of the Guarantee.
The best mix depends on your situation and the property.

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More first home buyer grant questions in Queensland

Back to the full First Home Buyer Grants Queensland guide

General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the Queensland Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.