First Home Buyer Grants ACT › Do first home buyers pay stamp duty in the ACT?

Do first home buyers pay stamp duty in the ACT?

Under the Home Buyer Concession Scheme, eligible first home buyers in the ACT may pay no stamp duty up to a high property value threshold, on a new or established home. The scheme is income tested on the combined income of all buyers.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

Because the ACT replaced its cash grant with a stamp duty concession, the duty saving is the main first home buyer benefit, and it can be worth tens of thousands on an eligible purchase. The trade off is the income test, which not every buyer will pass.

The key points

See the duty position above for the ACT.
Stamp duty often saves more than the grant on higher value homes.
Confirm current thresholds with the ACT Revenue Office.

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More first home buyer grant questions in the ACT

Back to the full First Home Buyer Grants the ACT guide

General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the ACT Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.