The ACT has no cash grant for any home. Its Home Buyer Concession Scheme, however, can apply to both new and established homes, so an established buyer in the ACT may still receive a full stamp duty concession if they meet the income test.
Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the authorThe new versus established choice has a real dollar value in the ACT, because the grant and some duty help only attach to new homes. The federal First Home Guarantee, however, can still be used on an established home.
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General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the ACT Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.