There is no grant cap because the ACT does not pay a cash grant. The help is a stamp duty concession under the Home Buyer Concession Scheme, which is income tested rather than capped by a single property price.
Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the authorPrice caps decide whether a higher value home still attracts the help, so they are worth checking before you make an offer in the ACT. Caps and thresholds change, so confirm the current figure with the ACT Revenue Office.
Answer a few quick questions and we can confirm your first home options across a panel of more than 70 lenders.
A few quick questions, no obligation.
This helps us match you to the right lender from the start.
Your information is private and we will never share it.
By submitting, you agree to be contacted by one of our team of licensed mortgage brokers. No obligation. No spam.
We've received your details. One of our friendly brokers will reach out within 1 business day to help guide you through your options.
General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with the ACT Revenue Office, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.