Move First Finance › Can I get bridging finance if I am self-employed?

Can I get bridging finance if I am self-employed?

Yes. Self-employed borrowers can use bridging finance, with income evidenced through tax returns or alternative documentation. The lender still focuses heavily on your equity and the realistic sale of your current home.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

Self-employment does not rule out bridging, though income proof is shaped to your situation. Because bridging leans so much on equity and the expected sale, strong equity in your current home can matter as much as income. A broker who understands both self-employed lending and bridging can find a lender comfortable with your full picture.

The key points

Self-employed borrowers can access bridging.
Income is evidenced by returns or alternatives.
Equity and the expected sale weigh heavily.
A specialist broker helps with the full picture.

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Last reviewed: June 2026

General information only. This page provides general information about home loans and is not financial or credit advice, a quote, or a guarantee, and your personal circumstances have not been considered. Lending policies, interest rates, fees and eligibility vary by lender and change over time. Always confirm your own situation with a licensed mortgage broker or lender before acting. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.