Move First Finance › What does bridging finance cost?

What does bridging finance cost?

Costs include interest on the larger peak debt, which may be capitalised, plus the usual loan and valuation fees on both properties. Because you are briefly financing two homes, the interest cost can be meaningful, though only for the short bridging period.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

Bridging costs more than a single loan because you are carrying two properties for a time. The main cost is interest on peak debt, sometimes added to the loan, plus valuation and setup fees. The total is usually modest against avoiding a rushed sale, but it is real, so it should be weighed against the alternatives before you commit.

The key points

Interest on the larger peak debt is the main cost.
Loan and valuation fees apply on both homes.
The cost is for a short period only.
Weigh it against a rushed sale.

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Last reviewed: June 2026

General information only. This page provides general information about home loans and is not financial or credit advice, a quote, or a guarantee, and your personal circumstances have not been considered. Lending policies, interest rates, fees and eligibility vary by lender and change over time. Always confirm your own situation with a licensed mortgage broker or lender before acting. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.