First Home Buyer Grants SA › Can I combine the grant with other first home buyer schemes?

Can I combine the grant with other first home buyer schemes?

Often yes. A first home buyer building a new home in South Australia can frequently receive the $15,000 grant, pay no stamp duty on the new build, and use the First Home Guarantee to avoid LMI at the same time. Some schemes interact differently.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

This is where a broker earns their keep, because the best stack is not always the obvious one. A new home unlocks the grant and the full stamp duty exemption, while an established home misses both but may still suit your budget with the First Home Guarantee. Running the combinations against real numbers is the point.

The key points

Grant, stamp duty exemption and First Home Guarantee can often stack.
Help to Buy interacts differently and is a separate pathway.
The best mix depends on your situation and the property.

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More first home buyer grant questions in South Australia

Back to the full First Home Buyer Grants South Australia guide

General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with RevenueSA, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.