First Home Buyer Grants in Western Australia
The grant, the stamp duty rules, and the federal schemes that Western Australian first home buyers can use in 2026, explained simply and shown as a single figure.
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What help can a first home buyer get in Western Australia?
Western Australian first home buyers may be entitled to several forms of help that often stack together. The main ones are the $10,000 First Home Owner Grant, the first home owner rate of duty, and the federal schemes such as the First Home Guarantee, Help to Buy and the First Home Super Saver Scheme.
How much is the First Home Owner Grant in Western Australia?
The First Home Owner Grant in Western Australia is $10,000 for eligible first home buyers who buy or build a new home. The home must be valued up to $800,000 south of the 26th parallel, which includes Perth, or up to $1,000,000 north of it. It does not apply to established homes.
| Feature | WA |
|---|---|
| Grant amount | $10,000 |
| Property price cap | $800,000 south of the 26th parallel, or $1,000,000 north of it |
| Administered by | RevenueWA |
Do first home buyers pay stamp duty in Western Australia?
Eligible first home buyers in Western Australia may pay no stamp duty up to a threshold and a concessional rate above it, under the first home owner rate of duty. The thresholds were lifted as part of the 2026-27 Western Australian housing tax package.
The first home owner rate of duty uses the same eligibility tests as the grant, so it is worth applying for both together. Confirm the current thresholds with RevenueWA before you sign, as they were recently increased.
Federal schemes for Western Australia first home buyers
On top of any state help, Western Australia first home buyers can use the First Home Guarantee, which lets eligible buyers purchase with a 5 percent deposit and pay no lenders mortgage insurance, with a property price cap of $850,000 in Perth and regional centres, and $600,000 in the rest of Western Australia. There is also Help to Buy shared equity and the First Home Super Saver Scheme.
Keystart is the Western Australian Government lender, offering low deposit home loans with no lenders mortgage insurance, subject to income and property price limits.
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First home buyer grants in Western Australia: top questions
How much is the first home buyer grant in Western Australia?
The First Home Owner Grant in Western Australia is $10,000 for an eligible new home valued up to $800,000 south of the 26th parallel, which includes Perth, or up to $1,000,000 north of it. It does not apply to established homes.
Is there a property price cap on the Western Australia grant?
Yes, and it is split by location. The $10,000 grant applies to new homes valued up to $800,000 south of the 26th parallel, which includes Perth, or up to $1,000,000 north of it.
Do first home buyers pay stamp duty in Western Australia?
Eligible first home buyers in Western Australia may pay no stamp duty up to a threshold and a concessional rate above it, under the first home owner rate of duty. The thresholds were lifted in the 2026-27 WA housing tax package.
Can I get the grant on an established home in Western Australia?
Not the grant, which is new homes only. The first home owner rate of duty in Western Australia can still apply to established homes within the thresholds, so an established buyer may save on duty even without the grant.
What is Keystart and how does it help WA buyers?
Keystart is the Western Australian Government lender, offering low deposit home loans with no lenders mortgage insurance, subject to income and property price limits.
Can first home buyers use the First Home Guarantee in Western Australia?
Yes. The First Home Guarantee lets eligible buyers purchase with a 5 percent deposit and pay no lenders mortgage insurance. The Western Australia price cap is $850,000 in Perth and regional centres, and $600,000 in the rest of Western Australia.
Do I have to live in the home to receive the grant in Western Australia?
Yes. First home owner grants are for owner occupiers, so at least one buyer must move in and live there as their main home for a continuous period, generally starting within 12 months of settlement or completion.
Who is eligible for the first home buyer grant in Western Australia?
You generally must be a person rather than a company or trust, be at least 18, and at least one buyer must be an Australian citizen or permanent resident. You and your partner must not have owned residential property in Australia or received the grant before.
How do I apply for the grant in Western Australia?
Most people apply through an approved agent, usually their lender, at the same time as the home loan, with the help arranged at settlement or the first construction payment. You can also apply directly to RevenueWA within the allowed time.
Can I combine the grant with other schemes in Western Australia?
Often yes. A first home buyer building a new home in Western Australia can frequently use the state help, the stamp duty rules and the federal First Home Guarantee at the same time. Some schemes are means tested or interact differently.
When is the first home buyer help paid in Western Australia?
When you buy a completed new home the help is generally applied at settlement. When you have a building contract it is usually applied at the first construction progress payment. The timing depends on whether you are buying or building.
What counts as a new home for the Western Australia grant?
A new home is one that has not previously been lived in or sold as a place of residence. That includes a brand new build, an off the plan apartment, and a house and land package. Established homes that have been lived in before do not qualify.
How does Help to Buy work for Western Australia buyers?
Help to Buy is a federal shared equity scheme available in Western Australia. The government contributes up to 40 percent of the price of a new home or 30 percent of an existing home for an equity share, which reduces your loan. Income and place limits apply.
Can I use the First Home Super Saver Scheme in Western Australia?
Yes. The First Home Super Saver Scheme is federal and available in Western Australia. You can withdraw up to $50,000 of eligible voluntary super contributions, plus earnings, towards your deposit, subject to the scheme rules.
Can I get the grant on an off the plan apartment in Western Australia?
Yes. An off the plan apartment or townhouse counts as a new home, so it can qualify for the Western Australia first home buyer help, as long as it has not been previously occupied and you meet the other criteria.
General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with RevenueWA, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.