First Home Buyer Grants NSW › Do first home buyers pay stamp duty in New South Wales?

Do first home buyers pay stamp duty in New South Wales?

Eligible first home buyers in New South Wales pay no stamp duty on a home valued up to $800,000, whether new or established, and a reduced amount between $800,000 and $1,000,000.

Written by Ross McFarlane, Licensed Mortgage Broker (Credit Representative 526725). About the author

Why this matters

This runs through the First Home Buyer Assistance Scheme, and because it covers both new and established homes up to $800,000 it is often the largest single saving a New South Wales first home buyer gets.

The key points

See the duty position above for New South Wales.
Stamp duty often saves more than the grant on higher value homes.
Confirm current thresholds with Revenue NSW.

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More first home buyer grant questions in New South Wales

Back to the full First Home Buyer Grants New South Wales guide

General information only. This page provides general information based on first home buyer settings current in 2026. It is not financial advice, a quote, or a guarantee, and your personal circumstances have not been considered. Grant amounts, caps, eligibility and scheme places change and vary by circumstance, and some help applies only to new homes. Always confirm current grants and your eligibility with Revenue NSW, Housing Australia, or a licensed mortgage broker. Ross McFarlane (Credit Representative 526725) is an authorised Credit Representative of Australian Associated Advisers Pty Ltd t/a Keylend, Australian Credit Licence 392169.