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Licensing & Disclaimer: © 2026 How To Home Loan. All rights reserved. Credit services are provided by Ross McFarlane, Credit Representative 526725 of Australian Associated Advisers Pty Ltd trading as Keylend, holder of Australian Credit Licence 392169. Membership: MFAA. External dispute resolution: Australian Financial Complaints Authority (AFCA), Member No. 78297. Credit assessments are conducted in accordance with the National Consumer Credit Protection Act 2009 (NCCP Act).

Comparison Rate Warning WARNING: Comparison rates are calculated based on a secured loan amount of $150,000 over a term of 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Lending criteria, fees, and conditions apply.

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